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Overview
- Customized to match your requirement
- Speedy & transparent Processing
- Simple Documentation
- Competitive Interest rates
- Easy convenient and simple
What document is required
Meeting customer expectation is our Moto and this is exemplified by simple documentation.
Your loan application form must be accompanied by:
In case of Business / Professional
- Last 2 to 3 year ITR, Computation, Balance sheet & P&L Account
- Last six months’ bank statement
- Previous Loan Statement 6 months (if any)
- KYC documents as requested
- PAN Card copy
- Aadhar Card copy
- Rental Agreement (if on rent)
- Any utility bill copy viz Electricity Bill, MGL Bill or MTNL Bill
*All documents to be self attested.
Personal (Salaried) Loans (Basis Category)
| Rate of Interest | : | 18.5% to 20% |
| Processing Fees | : | 2.2% + GST + Insurance |
| Max Loan | : | 1 Cr |
| Tenure | : | 3 – 5 years(Doc) |
| Other Information | : | Business Loan |
| Sanction TAT | : | 5 working days |
| Sanction Validity | : | 1 month |
| Disbursement TAT | : | 2 days |
| Lock In period | : | 6 Months |
| Repayment / Foreclosure Charges (of Loan amt outstanding) | : | 5% |
Personal (Salaried) Loans (Basis Category)
| Rate of Interest | : | 17 to 19.5% (Professional 15% onwards) |
| Processing Fees | : | 2% + GST + Insurance (Loan Protector) |
| Max Loan | : | 40 Lac |
| Tenure | : | 1 – 5 years (Doc) |
| Other Information | : | Business Loan |
| Sanction TAT | : | 2 working days |
| Sanction Validity | : | 1 month |
| Disbursement TAT | : | 2 days |
| Lock In period | : | Nil |
| Repayment / Foreclosure Charges (of Loan amt outstanding) | : | 2% – 4% |
Personal (Salaried) Loans (Basis Category)
| Rate of Interest | : | 15% to 18% |
| Processing Fees | : | 1% to 2.25% + GST + Insurance |
| Max Loan | : | 2-50 Lac |
| Tenure | : | 1 – 3 years (5 years in case of Doc) |
| Other Information | : | Business Loan |
| Sanction TAT | : | 5 working days |
| Sanction Validity | : | 1 month |
| Disbursement TAT | : | 2 days |
| Lock In period | : | 6 Months |
| Repayment / Foreclosure Charges (of Loan amt outstanding) | : | 5% ( + GST ) |
